About me

I approach my work with a simple goal: to make life insurance and Medicare decisions easier to understand and easier to navigate.

I’m an independent, licensed life insurance and Medicare agent who works with multiple insurance carriers. That independence allows me to explain options clearly, compare coverage when appropriate, and assist with applications—without being tied to a single company or approach.

I focus on life insurance and Medicare because these decisions often involve real responsibility. Whether someone is protecting their family, preparing for medical coverage, or thinking ahead about long-term needs, my role is to provide clarity, not pressure.

Part of my work also involves helping people understand how certain types of life insurance can be used for more than just protection. Some permanent life insurance policies build cash value over time, which may be accessed under specific conditions and can play a role in broader retirement or long-term planning conversations. I help people understand how these policies work, what questions to ask, and whether this type of coverage makes sense for their situation. The use of cash value depends on the specific policy, costs, and individual circumstances, and it’s important to understand both the benefits and limitations.

In addition to insurance, I provide general financial education on foundational topics like debt, interest, and compounding. These conversations are meant to build understanding and confidence—not to replace investment, legal, or tax advice.

My background in service has shaped how I work: be prepared, be honest, and take responsibility seriously. When someone reaches out, they can expect straightforward answers, personal attention, and a one-on-one approach that respects their time and concerns.

If you’re looking for clear information, an independent perspective, and someone who takes your trust seriously, I’d be glad to help.